Home Repair Loan and Grant Eligibility Now Available for People in All States with Presidentially Declared Disaster Areas
Gainesville, Fla., Sept. 6, 2023 – U.S. Department of Agriculture (USDA) Rural Development State Director for Florida and the U.S. Virgin Islands Lakeisha Hood Moise today announced that the Department is expanding its Single Family Housing Home Repair Loans and Grants in Presidentially Declared Disaster Areas Pilot Program to make it easier for people in rural areas across the U.S., including Florida, to access loans and grants to repair homes damaged by a presidentially declared disasters in calendar year 2022 through the conclusion of the pilot on July 18, 2025.
This USDA pilot program significantly expands eligibility for people seeking Single Family Housing Repair Loans and Grants to repair and rebuild their homes damaged in areas of presidentially declared disasters from twenty-four (24) States and U.S. Territories to include all homes damaged by a presidentially declared disaster.
As a part of this pilot, USDA is making a number of changes, including:
Gainesville, Fla., Sept. 6, 2023 – U.S. Department of Agriculture (USDA) Rural Development State Director for Florida and the U.S. Virgin Islands Lakeisha Hood Moise today announced that the Department is expanding its Single Family Housing Home Repair Loans and Grants in Presidentially Declared Disaster Areas Pilot Program to make it easier for people in rural areas across the U.S., including Florida, to access loans and grants to repair homes damaged by a presidentially declared disasters in calendar year 2022 through the conclusion of the pilot on July 18, 2025.
This USDA pilot program significantly expands eligibility for people seeking Single Family Housing Repair Loans and Grants to repair and rebuild their homes damaged in areas of presidentially declared disasters from twenty-four (24) States and U.S. Territories to include all homes damaged by a presidentially declared disaster.
As a part of this pilot, USDA is making a number of changes, including:
Lowering the minimum age from 62 to 18 for eligible homeowners.
Refinancing debt and reimbursing repair costs incurred as a result of the natural disaster and prior to the date of the application.
Financing costs to relocate mobile and manufactured homes.
Funds may be used in presidentially declared disaster areas that occurred since July 18, 2022, including the Adkins Avenue and Chipola Complex Fires, as well as Tropical Storms Nicole and Ian, and Hurricanes Nicole, Ian and Idalia. Funds may also be used in areas subject to future natural disasters in the next two years.
The homes must be located in eligible rural areas and presidentially declared disaster areas.
Applications must be submitted directly to the Rural Development State Office.
For more information on how to apply, contact the appropriate Area Office found here, https://www.rd.usda.gov/contact-page/florida-and-virgin-islands-contacts, or visit https://www.rd.usda.gov/programs-services/single-family-housing-programs/single-family-housing-rural-disaster-home-repair-grants.
Additional information is also available on page 60883 of the Sept. 6 Federal Register and page 45809 of the July 18 Federal Register.
For more resources to support rural communities seeking disaster assistance, visit https://www.rd.usda.gov/page/rural-development-disaster-assistance.
Refinancing debt and reimbursing repair costs incurred as a result of the natural disaster and prior to the date of the application.
Financing costs to relocate mobile and manufactured homes.
Funds may be used in presidentially declared disaster areas that occurred since July 18, 2022, including the Adkins Avenue and Chipola Complex Fires, as well as Tropical Storms Nicole and Ian, and Hurricanes Nicole, Ian and Idalia. Funds may also be used in areas subject to future natural disasters in the next two years.
The homes must be located in eligible rural areas and presidentially declared disaster areas.
Applications must be submitted directly to the Rural Development State Office.
For more information on how to apply, contact the appropriate Area Office found here, https://www.rd.usda.gov/contact-page/florida-and-virgin-islands-contacts, or visit https://www.rd.usda.gov/programs-services/single-family-housing-programs/single-family-housing-rural-disaster-home-repair-grants.
Additional information is also available on page 60883 of the Sept. 6 Federal Register and page 45809 of the July 18 Federal Register.
For more resources to support rural communities seeking disaster assistance, visit https://www.rd.usda.gov/page/rural-development-disaster-assistance.
Editor's note: Hendry and Glades counties are eligible for the loans and grants. Grants to $10,000 are available to very low income applicants, age 62 or older. Loans to $40,000 for 20 years at 1% available for income maximum of $32,100 for family of 1 to 4 persons.
You may experience difficulty in reaching a loan specialist at the Department of Agriculture office, and find the necessary documents needed to apply are burdensome including getting a contractor's bid to start the application. The USDA webpages can be confusing and in some cases with conflicting info. More details here.
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