Saturday, April 14, 2012

Scam Alert - National Reply Center

"Funeral Advantage Program Assists Seniors" "2013 Death Benefit And Free Wal-Mart Gift Certificate" Say Misleading Letters

LABELLE, FL. -- In the mail this week tens of thousands of people aged 50 and over have received a folded post card type advertisement that misleadingly looks like a check or a government mailing.

Using a flying "dove" that looks like strikingly like an eagle, and type face that looks like an official document, the mailing is titled "Funeral Advantage Program Assists Seniors", with a state abbreviation on the right.

The mailing is from National Reply Center, who gathers information from seniors and sells it to insurance companies who then contact the recipients. The company makes mailings to many states and has received complaints nationwide for it's misleading business practices.

The sales pitch alludes to a program "created to help pay for one's funeral and any other expenses." Mailed from Columbus, Ohio, the postage-paid reply postcard is sent to National Reply Center, Indianapolis, Indiana. (The offer may also be for Medicare Supplemental Insurance or drug coverage.)

The message says the recipient "may qualify for the Funeral Advantage Program that will pay your family in the event of your death an insurance cash benefit up to $20,000 TAX FREE."

Your are asked your date of birth and phone number. Guess what? You're going to get a phone solicitation to sell you insurance at higher than normal rates.

The company doesn't directly sell insurance but uses this advertising format to collect information and sells it to other companies who will then offer life insurance, death benefit insurance, and Medicare supplemental insurance pitches to the consumer who sends in the card.

National Reply Center of Indianapolis has received an F rating from the Indianapolis Better Business Bureau on October 20, 2011. The BBB says the company failed to respond to a complaint about it's advertising and sales techniques.

State insurance regulators have ordered the company to cease and desist including the state of Wisconsin who ordered them to cease and desist from sending direct mail advertisements to Medicare beneficiaries in Wisconsin until "the advertisement is filed with the Commissioner" and to "reply promptly and provide all information requested to inquiries." This action was based on allegations of using Medicare insurance advertising not in compliance with the law.

Updates: Another mailing from National Reply Center has been received August 15, 2012 with slightly different offer wording. The latest headline on the outside of what deceivingly looks like a check might be inside says, "2012 Death Benefit Information" and is mailed from Columbus, Ohio, Permit #843.

The back side says "Postcard received after the deadline may NOT receive this information in a timely manner." The business reply card they want you fill out with your phone number and date of birth is to be mailed to National Reply Center, Box 3012, Indianapolis, Indiana 46209-9301.

Inside the revised mailing the headline is "Senior Final Expense Benefits For Florida Residents" with the come-on that "You may qualify for Senior Final Expense Benefits that would pay your family in the event of your death an insurance cash benefit up to $35,000 TAX FREE." And then the invitation in capital letters "TO SEE IF YOU QUALIFY, mail this postage-paid card today." It looks like they've upped the amount from $20,000 to $35,000, probably to test which number gets the most responses.

And then adds "Requests received after 15 days may not be processed."

In March 2013, new mailings went out from National Reply Center, this time saying "2014 Death Benefit And Free Wal-Mart Gift Certificate Information Enclosed." A business reply card asks for name, date of birth, phone, and spouse's information. The mailing announces a "Senior Final Expense Life Insurance Program" to pay for funeral expenses "not paid by Social Security." It says to fill out and return the card within five days to receive a free quote and Wal-Mart Gift Certificate.

129 comments:

  1. Anonymous3:35 PM

    It's expanded, again! Address in Pennsylvania now includes P. O. Box 598, Downingtown, PA 19335-9935

    "We are proud to announce a Senior Final Expense Program to help pay what Social Security does not pay for your final expense. At present Social Security only pays $255, and only if you qualify. This Senior Plan will pay 100% of all funeral expenses not paid by Social Security, up to $20,000.00 for each Senior Citizen covered. To see if you qualify, mail this postage paid card. You will not be charged for this information! List Name, Date of Birth, Phone, Spouse's Name and Date of Birth." BEWARE!!!

    ReplyDelete
    Replies
    1. Anonymous8:15 PM

      I feel for you all....IMPORTANT INFO!!! EVERYONE...PLEASE REPORT ASAP!!!!

      There are 2 agencies both are connected fro reporting crimes of this nature,

      Internet Crime Complaint Center (IC3) A division of the FBI click on link:

      http://www.ic3.gov/crimeschemes.aspx

      Or directly to the FBI (Federal Bureau of Investigation) click or copy/paste link:


      http://www.fbi.gov/report-threats-and-crime

      It takes a JOINT EFFORT to get the attention of the FBI or IC3...so plz EVERYONE report this!!!

      Delete
    2. Anonymous9:55 PM

      I live in Texas. I received the same mail today with the return envelope addressed to PROCESSING CENTER, PO BOX 226555, DALLAS, TX 75222-9760. I knew off hand it is a SCAM. Thank you all for the alert.

      Delete
    3. Anonymous5:06 PM

      May 2014. Received one today in FL with Dallas Texas return address.

      Delete
    4. Anonymous12:25 PM

      We just received the National Response Center Scam, for Georgia, it say's 2014 Benefit Information only for Georgia, Something told me to look it up first, they like too much personal info on postage paid card for everyone to see. But Now thank you for the information.


      Delete
    5. Anonymous12:29 PM

      This one of the addresses they are using:
      National Response Center
      P.O Box 709
      Hamilton, Georgia 31811-9901

      Delete
    6. Anonymous6:03 PM

      I received one for the Hamilton, Georgia address. Looked interesting. But...I've learned to look up these mailings. Most of them are scams designed for seniors. Check EVERYTHING out!!

      Delete
    7. Anonymous5:26 PM

      We got one today in Sarasota, FL. The reply is to "Benefits Processing Center" PO Box 1367, Durant, OK 74702-9913

      Delete
    8. Anonymous5:29 PM

      Received mailing in Florida on 08/05/2014. Address is same as above, "Benefits Processing Center." Glad to find this research already on line.

      Delete
    9. Anonymous10:57 PM

      I guess they are still in the Florida area as I got my letter today, October 22, 2014. The return envelope is to Processing Center Dallas TX

      Delete
    10. Anonymous10:29 AM

      received a letter today Oct. 30 2014 in Pensacola FL with Processing center P O Box 226555

      Delete
    11. nice article...

      Obat Bius | Obat Bius Wanita | Jual Obat Bius


      thank you for the information regards success only father / mother

      Delete
  2. Anonymous9:52 AM

    I live in Indianapolis and I received this mailing 7/6/2012, so they are still at it.

    ReplyDelete
  3. Anonymous1:58 PM

    My mother received one on 07/03/12, the return address is for Dallas, TX, so they either must keep moving or they are expanding.

    ReplyDelete
  4. Yup my mother also rec'd this&thankfully asked me to look up phone #.....which lead me to BBB's F rating&this page thankfully 1st! Not original post about funeral expenses......but same as "Anonymous's post regardin' Final expense program &helping to pay $20,ooo of what SSI doesnt. &shredded,so not sure where sent from.....but just got it today it today July 9th.....up here in Boston!!Wow this is crazy!! So glad I saw these warnings!!! Sounds like a giant /sketchy pain in the arse' for the poor people who werent/arent as lucky! Somebodys gotta put an end to these sketchy/tainted,scheming b.s companies out there all together!! I know....for every 1 that shuts down,500 new ones are created!! Soooo for now.....spreading the word&exposing them such as this are our best weapon huh?!

    ReplyDelete
  5. Anonymous1:36 PM

    7/7/12 Got a post card promising a FREE Wal-Mart gift card if I sent them my birthdate and phone number on the back of a postcard. This was to cover funeral expensed. I guess there are a few people uneducated enough to fall for that scam. Why would anyone put their birthdate and phone number on a postcard for all the postal employees to see let alone the identity thieves...just saying most of us are smart enough to realize this scam.

    ReplyDelete
  6. Anonymous9:47 PM

    I'm in Alabama and just got this mailing today that has the dove symbol at the top followed by "Funeral Advantage Program Assists Seniors, AL". The return card goes to Dallas,TX. I wonder how many people have been scammed by these people!

    ReplyDelete
  7. Anonymous5:42 PM

    07/25/12 - got one for AL, return address:
    PROCESSING CENTER
    PO BOX 226555
    DALLAS TX 75222-9760

    ReplyDelete
  8. Anonymous8:02 AM

    Received one 7/28/12 in CINCINNATI return address is INDIANAPOLIS,IND 46209-9302

    ReplyDelete
  9. Anonymous11:30 AM

    Received and official looking 3 part post card
    "Senior Final Expense Benefits for Florida Residents"
    "You may qualify for $35K cash benefit tax free death benefit insurance."
    Asks for birth date & phone number.
    Mail to PO Box 3012, Indianapolis, IN 46209-9301
    SCAM ALERT Googled it and found this website.
    Florida seniors seem particularly targeted for Scams. Seniors need to beware and be warned.

    ReplyDelete
  10. Anonymous11:21 AM

    I live in Indiana and just received one on 8/31/12.

    ReplyDelete
  11. Anonymous6:01 PM

    I got one today, 9/7/12, in Arkansas. Stupid scammers misspelled my name and got my age wrong. I'm not old enough to be eligible if this were legitimate. I'm marking out all my information on the form, drawing a line through the barcode and mailing it back. At least they'll have to pay for the return postage.

    ReplyDelete
  12. Anonymous12:48 PM

    getting one almost every month... and in Spanish... we are all german or of german descend in this family... duh... anyone have a phone number for these scammers? I'd like to give them a piece of my mind...

    ReplyDelete
  13. Anonymous7:53 AM

    Got one from National Reply Center
    P.O. Box 3012, Indianapolis IN 46209-9301.
    These scam people must have access to a national data base, in order to have names, address and ages of people across America. Just saying, if falls into hands of terrorist, how can these people get this information. Something needs to be done to shut them down.

    ReplyDelete
    Replies
    1. Anonymous7:29 AM

      They get it from AARP. Once you hit a certain age, these people take your name/address info and start selling it to every scumbag in the nation, while also bombarding you with their own junk. Really nice of them, they'll never get penny #1 from me.

      Delete
    2. Anonymous6:25 PM

      Received mine today in Miami fl. stated for Florida residents only. Address was PO BOX 95347, Palatine, Il. 60095-9928.Guess it is all the same scam.

      Delete
    3. Anonymous3:14 PM

      You are absolutely right Anonymous 7:29 AM. I didn't get any kind of insurance offers until I signed up with AARP. I didn't join them until I was 59. I'm 62 now and hopefully this crap will die down when my membership is up in 2 years. I will never renew my membership with them again. They really haven't been beneficial to my life. Readers, beware of AARP because they do sell your name and address, I called them and the lady I talked to told me they do. After talking to her the mailings went down significantly for about a year or so, but, they are starting up again so I guess I'll have to call them again.

      Delete
    4. Mailing lists for older adults are widely available, not just from the AARP. State drivers license offices also sell their databases, so not only do marketers who buy these lists know what kind of car you own, but have your age and know how many vehicles you own as well.

      Delete
    5. Anonymous3:25 PM

      Mine also came from Indianapolis, IN. Says will pay 100% of all funeral expenses up to $35,000 and this payment is tax free as a resident of North Carolina. I am getting so that if I receive anything requesting personal information I go directly to the internet and look them up. Thanks to all of you for warning the rest of us-----

      Delete
  14. Anonymous5:33 PM

    I keep receiving them as well. I live in Massachusetts. So annoying,last one I got I wrote all over the post card in red magic marker to be removed from their mailing list, that did not work, I got another one today!!

    ReplyDelete
    Replies
    1. Anonymous7:33 AM

      Does not work. I've been doing precisely that for a good 2 years now, then sending their pre-paid card back to them. These sleazy people care absolutely nothing about your privacy.

      Send the next few to your State Attorney General instead.

      Delete
  15. Anonymous4:17 PM

    They are HELPING people with life insurance! Do you think they people will say, "yes, call me" if the mail says "want some life insurance?" There is NO scam! People don't want to face the fact that life insurance or any insurance for that matter is a necessary fundamental product. It IS the FOUNDATION to responsible citizenship. This is LIFE. Come on, people, get out of the river, the river of denial!

    ReplyDelete
    Replies
    1. Anonymous5:13 PM

      Screw the insensitive pricks. This letter came address to my brother. My brother that just died Feb. 14,2014 of massive brain bleed. I'd like to find a phone number for these people and give them a piece of my mind.

      Delete
  16. If I want life insurance I know how to get it. I don't need misleading advertising letters to get me to call. The fact that the insurance is at a higher than normal cost disturbs me as well. Luckily I know how to research these things on my own. Also if there is no pressure involved why not just check off a box and have me request the information in the mail or give me a number to call if I want more information. It may not be a scam but it is misleading.

    ReplyDelete
  17. Anonymous12:12 PM

    I live in NJ. We have NO POWER, no heat, no food, no GAS but guess what I do have. The mailman got through with this official looking insurance deal. I am only getting the $20,000 not $35,000. They must know that we are all about to starve to death in NJ due to Sandy. Nov. 5, 2012

    ReplyDelete
    Replies
    1. Anonymous12:16 AM

      This is a scam. If they were a legitimate life insurance company, they would put their name, address and phone number on the mailing, but they do not. They don't want me to know who they are for some reason. Sleazy.

      Delete
  18. Anonymous9:22 PM

    I just saw their commercial on TV. I'm in Miami, FL - its 1-800-567-8600.

    ReplyDelete
  19. Anonymous11:10 PM

    Received an envelope with window, address to the actually home owner by name at the proper address. Not recipient, etc. We live in TEXAS!

    ReplyDelete
  20. Anonymous1:39 AM

    1-3-13 just received an envelope with a return card inside.had my name and address on with their address and free postage,which is meter paid by them(EVEN IF IT NOT PREPAID SEND IT, THEY PAY C.O.D).the post office gets paid(which helps them)and the national reply center get no more information then what they already have(your name and address).if everyone does this they will lose money. also write in your info spot "LEAVE ME ALONE" take action and stop bi-ching. "TEXAN AND PROUD OF IT"

    ReplyDelete
  21. Anonymous3:01 PM

    Tape the Business Reply card to some heavy package and let them pay some big postage. Send them a package of garbage!

    ReplyDelete
    Replies
    1. Anonymous7:36 AM

      I've heard that this doesn't work- that the post paid thing only works up to a regular letter worth of weight, anything more will be discarded by the post office.

      Great idea though, I wish it did work like that.

      Delete
    2. Anonymous1:29 PM

      NATIONAL REPLY CENTER PO BOX 46715 GREENSBORO NC 27499-3876

      Delete
  22. Anonymous10:47 AM

    I called 1-800-567-8600.

    and they told me to write to this company. I googled the address and got the below phone number.

    Lincoln (or London) Heritage Life Insurance Company
    4343 E Camelback Rd
    Phoenix, AZ 85018
    (602) 840-9703

    ReplyDelete
  23. Anonymous9:07 AM

    cant someone go to this address and hit them in the head with a bat and tell them now there going to need there own insurance.

    ReplyDelete
  24. Anonymous9:46 AM

    I ses the scam is still going I live in Saginaw, Mi and received one from the NATIONAL REPLY CENTER PO BOX 3012 ,INDIANAPOLIS,IN 46209-9301

    ReplyDelete
    Replies
    1. Anonymous11:56 AM

      I got mine in the mail today. Up to $20,000 of life insurance. Was promised a Wal-Mart gift card if I return the postcard with my name, phone number, and name of spouse. Return address is National Reply Center. P.O. Box 3012, Indianapolis, IN 46209

      Delete
    2. Anonymous11:56 AM

      And I'm in Fort Pierce, FL

      Delete
    3. Anonymous11:09 PM

      A**HOLES NOW OPERATING IN GEORGIA.

      Delete
  25. March 2 2013, received the card in Myrtle Beach, sending it back with NOT INTERESTED in marker pen across back of card.

    ReplyDelete
  26. Anonymous4:13 PM

    everyone needs to call and harass these asshole scammers
    everyone please have your family members and friends call this phone number - 800-567-8600 -
    i just got their scam in the mail - making it look as if it is warrented by the United States Government - it looks like an envelope that was printed by the United States Government -

    THIS SO ILLEGAL
    THERE IS NO PHONE NUMBER OR VIABLE ADDRESS

    ReplyDelete
  27. Anonymous4:39 PM

    In addition to:

    everyone needs to call and harass these asshole scammers
    everyone please have your family members and friends call this phone number - 800-567-8600 -
    i just got their scam in the mail - making it look as if it is warrented by the United States Government - it looks like an envelope that was printed by the United States Government -

    THIS SO ILLEGAL
    THERE IS NO PHONE NUMBER OR VIABLE ADDRESS

    EVERYONE NEEDS TO CALL / FAX = HARASS - Lincoln Heritage Life Insurance - AS THEY ARE THE UNDERWRITERS TO THIS SCAM. I actually called and asked - when you you sending envelopes to seniors and making the envelopes look as they are from the United States Government -

    this dipsh*t stated - well we have to get their attention

    I then stated - so you are acknowledging that you are using deceptive making ploys to seniors

    so let's all start calling



    4343 E Camelback Rd, Suite 400
    Phoenix, AZ 85018
    Call (800) 750-6404 Marketing
    (800) 438-7180 Customer Service
    Fax (602) 840-9726 New Business
    (602) 840-0969 Agency
    (602) 808-0521 Customer Service

    ReplyDelete
  28. Anonymous6:12 PM

    Just mail them their literature back in their prepaid postage envelope. They will be paying all that postage for nothing and that should put a stop to it.

    ReplyDelete
    Replies
    1. Anonymous7:39 PM

      Never, EVER return anything they send you!!! All this does is reconfirm your address and they will redouble their efforts to solicit you, plus sell your information to others as a "confirmed address".

      Delete
  29. Anonymous5:22 AM

    Received 04/02/2013 - Long Beach, CA.
    Using Outside Env. Desc. of potential payment.

    Letter is the older 20K version for insurance only.

    Bus.Reply is:

    Processing Center
    PO Box 226555
    Dallas, TX 75222-9760

    ReplyDelete
  30. Anonymous8:41 PM

    I just opened my mail from these guys. I called the 800# listed here on blog...8005678600 spoke with a Kathy. She did answer as Funeral Advantage. She told me they were a call center for them. She said they are in Arizona(call center)When I told her that there would be a fine if I kept getting these flyers she became a bit agitated. I asked who she worked for and then she said she was self employed. I asked if she then was working from her home as was confusing. She then said she was in a call center.She asked what was my point. I told her again. She got upset and told me to call back next week and hung up on my. I will follow through with this.

    ReplyDelete
    Replies
    1. Anonymous2:22 PM

      i just called an spoke with mark and he started asking me for my information an i told him that it's a scam an that i was informing the president an new's about them he got speechless. haaaa haaaa everyone contact your local new's station's raido station's as well to let others no it's a scam. hell i can't get insurance money like that just to die. crack heads freaks!!!!!!!!!

      Delete
  31. Anonymous4:35 PM

    I get one of these about every two weeks, today from Dallas Tx. I was wondering as to why they keep sending me these. That prompted me to check it out on line. I figured it was probably something fishy about it. Glad I did. Idoits!

    ReplyDelete
  32. Anonymous9:47 AM

    My mother got one the other day that has the 2013 Death Benefit Information and so forth,sounded really good since my mother is under hospice care with no life insurance. Then I thought about it last night realizing it could be a scam ..recalling what our local news station said ,If it sounds too good to be true it probably isn't,and googled it this morning and found this and other info on it. These people need to be shut down permently! From Deland,Fl.

    ReplyDelete
  33. Anonymous10:42 AM

    Just received one in NYS on 5-22-13. It has the same Indiana address.

    ReplyDelete
  34. Anonymous11:15 PM

    I just got it today also in Oregon same date with return to Dallas. They're doing it all over the nation. So there are enough of us that we could make them regret it if we called and sent back the empty/stuffed envelopes.

    ReplyDelete
  35. Anonymous11:39 PM

    My wife got a card today. The mailing address is
    Data Services 3
    PO Box 3250
    Marietta, GA 30061-9978
    Looks like the same bucket of snakes to me. Guess I better jump right in there and take them up on this unbelievable offer.

    ReplyDelete
  36. Anonymous6:22 PM

    June 8, 2013
    Same address.
    This time "Medicare Health Care Information Enclosed" "IMPORTANT DOCUMENT ENCLOSED - OPEN IMMEDIATELY - DO NOT DELAY RESPONSE TIME IS LIMITED"
    If you look carefully the disclaimer is present to avoid legal action.

    ReplyDelete
  37. Anonymous11:15 PM

    Received mailing today. Sent in pre-printed brown envelope with 'official-looking' notations such as 'United States Mail Recipient..The enclosed information intended for the addressee below"; postmarked 'Permit 1454, Dallas, TX'. Looks like the same old scam....

    ReplyDelete
  38. Anonymous12:40 PM

    I just sent back their letter in the prepaid envelope to Processing center POBox 226555 Dallas TX 75222-9760 with a note: "HOPEFULLY, VERY SOON, EXCEPT OF "Do not call list" WILL BE " Do not mail list" TOO. IF YOUR BUSINESS IS NOT DOING WELL, TRY TO SELL CUCUMBERS.

    ReplyDelete
  39. Anonymous2:06 PM

    Received one in Florida today 6/19/13! Good thing I researched to see if it's a scam! File 19 TRASH CAN!!

    ReplyDelete
  40. Anonymous1:13 PM

    My husband just got the $35,000 tax free announcement TODAY 6/20/21013... PLEASE, PLEASE tell any of your friends or love ones to ALWAYS check the Internet for these type of scams. If they don't own a computer, SOMEONE that they DO know must be able to help them BEFORE they make the mistake of giving out their private info. THIS IS NOT A GOOD OFFER.

    ReplyDelete
  41. Anonymous6:04 PM

    I just received a similar mailing from Funeral Advantage Program Assists Seniors. Am so pleased to have looked it up and know for sure it is a scam. June 25,2013.

    ReplyDelete
  42. Anonymous1:12 PM

    I have received several of these (Funeral Advantage Program Assists Seniors)in the mail... I always shred. Two days ago, someone showed up at my door claiming he was there for an appointment! He was wearing a badge & holding a folder. He had a copy of the detached card with my age written in and asked if that was my age & my handwriting! Claimed I forgot. THIS IS TOTALY SCARY that this company can get away with this!

    ReplyDelete
  43. My dad has been receiving these scam postcards for quite a while addressed to my mother who hasn't lived here for more than 25 years! Not only does she not live here, she also doesn't even go by her married name as she legally reverted to her maiden name.

    Anyway, I made a few phone calls, first to Kathy at 800-567-8600 who claimed she couldn't find any option on her computer to have the mailings stopped, but suggested I *write* to the following address:
    Londen Insurance Group
    4343 E Camelback Rd
    Phoenix, AZ 85018

    She specifically to refer to it as "Londen" with an "en" and said there was no Suite # when I asked. I attempted to thank her as she hung up on me...


    Instead, I called the (800) 438-7180 Customer Service number posted above and politely explained the situation and requested to be removed from the mailings so they don't waste their time & money or mine any longer. The woman I was talking with said she would make sure the address is removed from their database.


    If you don't ask to be removed from the mailings, you will continue to receive them no matter how rude or nasty you are on the phone. You catch more flies with honey.

    ReplyDelete
    Replies
    1. Anonymous7:42 AM

      Here's an idea- it seems that these people have absolutely no problem with signing people up for their junk, with that person's knowledge or consent. So let's treat them the way they treat other people.

      See a "contest" somewhere that just harvests name/addresses? Put them on it. Sign them up for every piece of junk in the country. Let's see how they can handle 10 bags of junk mail every single day. Add them to every junk list you can. Let's see how they like it.

      Delete
  44. Anonymous9:15 AM

    They won't remove you from any mailing list. That is part of the scam. Someone may received it and send it in. Glad I have a computer to check on these things.......Jax, FL

    ReplyDelete
  45. Anonymous3:39 PM

    received it today,checked it out it ask for my date of birth,phone#,area code did not have my full name.

    7-19-2013,Jacksonville fl.

    ReplyDelete
  46. Anonymous4:14 PM

    Received it today. Wrote "Screw You, Scam Thieves" on the back and mailed it in. I'll probably get a million more now.

    ReplyDelete
  47. Anonymous6:47 PM

    Just received one here in Vt. today, return address Dallas Texas, no way.

    ReplyDelete
  48. Anonymous11:39 AM

    These places are scam artists.
    They don't give you a company name
    or phone number.

    ReplyDelete
  49. Anonymous2:12 PM

    just recived one today here in florida look senior's here in florida if it's sounds to good to be true than it's not true.

    ReplyDelete
  50. Anonymous6:04 PM

    I just received one also. I live in Cleveland, Ohio. Of course I've received these before. I finally wrote on this one... No! don't need and don't want this crap, don't send me any more. I then made a copy, shredded it up and put it in the postage paid envelope THEY provided with the original letter and sent it back to Dallas, Texas where that envelope is addressed to go. I hope these idiots get the message but I doubt it.

    ReplyDelete
  51. Anonymous3:38 PM

    I received one in Johnson City, TN, on Oct. 9, 2013 entitled "2013 Death Benefit And Free Wal-Mart Gift Certificate Information Enclosed."

    ReplyDelete
  52. Anonymous5:06 PM

    Do they actually send the Wal-Mart gift card and, if so, how much is it for?

    ReplyDelete
  53. Anonymous7:29 PM

    I am in CA and received, " ATTENTION-BLANK, BLANK" letter. I don't believe this letter, and neither should you. Have a nice day and GOD BLESS!

    ReplyDelete
  54. Anonymous6:55 PM

    I got one today with the Walmart add-on. To say this is a scam, is not true either. They are just going to have a Life Insurance agent reach to cover up to $20,000 in tax free benefits. In other words, Life Insurance.

    ReplyDelete
  55. Anonymous5:24 PM

    Now in NY City
    "Congress set limits on medicare payments" is the headline They state they will send you a booklet "Medicare Supplement Benefit Review and Guide". To be mailed to the National Reply Center postage free. Will reply with SCAM written in info box.

    ReplyDelete
  56. Anonymous8:18 PM

    I live in arlington, tx, n i just received a mail today titled "2013 Death Benefit And Free Wal-Mart Gift Certificate Information Enclosed."

    ReplyDelete
  57. Anonymous1:17 PM

    Funeral Advantage commercial was just on a CBS TV channel (Lincoln Heritage Life Ins. Co. listed as the Underwriter) - with a phone no. 1-800-760-1500 - how are these scam artists able to advertize on TV and scam more people?

    ReplyDelete
  58. Garry S Shelton1:20 PM

    Eureka Springs AR - My Mother, now Deceased over five YEARS, just got one... My StepFather goes to pieces when she receives mail - TY Scammers! I wish I could strip you nude and staple you to the pavement with a nailgun, and I DON'T mean hands nor foot! AXXHOLES!

    ReplyDelete
  59. Anonymous4:15 PM

    Now they are moving to Hawaii too. BLAAAHBLAAH for

    RESIDENT OF HAWAII
    BENIFIT PROCESSING CENTER
    POBOX 19189
    HONOLULU HI 96817-9962
    with the message
    WE ARE PLEASE TO ANNOUNCE:
    You may qualify for the Funeral Benifit Program that will pay your family in event of your death a life insurance cash benifit of $32,000.00 TAX FREE.
    There is no phone that I could contact them and nail them down.

    ReplyDelete
  60. Anonymous8:50 PM

    BOSTON, MA
    $20,000 offer
    No 800 service number given on letter. On back of envelope it says:
    "Currently you may qualify with a preexisting medical condition. ...residents...have been accepted for this life insurance policy , underwriten by Lincoln Heritage Life Insurance Company".
    Mail phone # to: PROCESSING CENTER, PO Box 226555, Dallas, TX 226555

    ReplyDelete
  61. Anonymous9:03 PM

    Anonymous from Boston wants to add that the above message is from December 16, 2013, and that the are videos on how to sell these "final expense" plans by just showing up to houses, and other training for the those in the field.... There are so many videos. From Lincoln Heritage Insurance Company.
    http://www.youtube.com/watch?v=i1hixWcvUp4
    http://www.youtube.com/watch?v=s4lgeRZcwzs

    ReplyDelete
  62. Anonymous5:07 PM

    Now they are running their commercials in Southwest Pennsylvania. To think, I thought about calling the number. How terrible! So hard to stomach that people in this country are so greedy and hateful! Despicable!

    ReplyDelete
  63. Kudzu634:58 PM

    Got one today in the mail. The same ole same ole. Free Death Benefits. Up to $35,000.00. All I had to do was to send back a postcard and give them my DOB and area code and phone number. They assured me that my phone number was only "TO ENSURE PROPER ROUTING". I'm sure they wouldn't use it to harass me on the phone would they?? I must reply within 15 days or it may not be processed. There is also something else I got today. It is a postcard with no info about the sender except a phone number. It's for a free $100.00 WalMart gift card. It has a claim number. I called the number just to see who it was and the phone never rang but someone picked it up and all they said was that I would be receiving a "free" gift card. It would already be activated when I received it and all I would have to do was to pay a small S&H charge of $2.99 on a debit card. LMAO!!!!

    ReplyDelete
  64. Anonymous5:09 PM

    I received one from them here in Las Vegas, Nevada. The exact same address and 9 digit zip code. This one was for a Medicare special needs plan. The first paragraph states, "As a Medicare Beneficiary in Clark County, NV you may be eligible to receive benefits through a Medicare Special Needs Plan."

    It goes on to list POSSIBLE beenefits, including dental, vision, transportation, etc.

    This mailing asks for name, spouse, and phone number. This is how they bypass the national do not call registry. We requested the information.

    Thank you very much for including the company name and address. That is how I did the online search.

    ReplyDelete
  65. Anonymous11:47 PM

    A new asualt by these rip off artist. 01/14/2014, Las Vegas , Nevada. To NAtional Reply Center PO. Box 3012 Indianapolis, In 46209-9301

    ReplyDelete
  66. Anonymous7:37 PM

    I feel for you all....IMPORTANT INFO!!! EVERYONE...PLEASE REPORT ASAP!!!!

    There are 2 agencies both are connected fro reporting crimes of this nature,

    Internet Crime Complaint Center (IC3) A division of the FBI click on link:

    http://www.ic3.gov/crimeschemes.aspx

    Or directly to the FBI (Federal Bureau of Investigation) click or copy/paste link:


    http://www.fbi.gov/report-threats-and-crime

    It takes a JOINT EFFORT to get the attention of the FBI or IC3...so plz EVERYONE report this!!!

    -Kris

    ReplyDelete
  67. Diane8:13 PM

    Received one today. National reply Center P O ox 3012 Indianapolis, Indiana 46209-9301. FILL OUT AND RETURN THE CARD BELOW IN THE NEXT 5 DAYS AND RECEIVE YOUR FREE QUOTE AND WAL-MART GIFT CERTIFICATE. Yee Hawwwwwwwww

    ReplyDelete
  68. Anonymous8:55 PM

    Amazing. Latest scam! They collect food from Panera to distribute to the aged (then rip these poor people off)

    ReplyDelete
  69. Anonymous12:25 PM

    Got one today 2/245/14 in Florida from National Reply Center, P.O. Box 3015, Indianapolis, IN 46209. They're still at it. I'm sending their blank card back.

    ReplyDelete
  70. Anonymous11:01 AM

    Got one today 2/28/14. I'm sending it back to them in their own "no postage necessary" envelope. They will have to pay the return shipping. If everyone does that, it would certainly send a message to them. I tore off my name and address first.

    ReplyDelete
  71. Anonymous2:40 PM

    PROCESSING CENTER
    PO BOX 226555
    DALLAS TX 75222-9760
    [FIRST-CLASS MAIL PERMIT NO 2086

    Funeral AdvantageTM Program Assists Seniors

    Further inquiry shows this mailing address and permit number was used in 2009 to sell medicare supplement insurance supposedly underwritten by the Marquette National Life Insurance Company. http://www.insurance.arkansas.gov/LH/FilingElectronic/20094/UNAM-126105722.pdf

    SCAM indicators: no company name or generic word company name, return address is processing center or something similar, no phone number, no URL (internet address for website), not dated, and shows a deadline that is not dated.

    ReplyDelete
  72. Anonymous3:32 PM

    3/5/2014. I just received one today in california. Has dove with cirlce headline "funeral advantage... program assists seniors"

    The return envelope has address:
    PROCESSING CENTER
    PO BOX 226555
    DALLAS TX 75222-9760

    I followed previous suggestion and I'm sending it back to them in their own "no postage necessary" envelope. They will have to pay the return shipping. Inside i placed not to remove my address from thier system.

    ReplyDelete
  73. Anonymous9:43 PM

    I received mailing,sent card in,person showed up at my home without appointment. I decided to read up on company, here I am. Thank you for the info. I am done.

    ReplyDelete
  74. Anonymous4:30 PM

    My mother received this at my address, but she passed away in 2006. Also decided to read up on company. Asking for date of birth and address in a way for anyone to see just doesn't make sense.

    ReplyDelete
  75. Anonymous12:45 PM

    My mom in VA Just received this yesterday.

    ReplyDelete
  76. Anonymous10:33 PM

    I just received the same thing today, and was so glad to check on this before I replied! What a scam!!

    ReplyDelete
  77. Anonymous11:49 AM

    Received one May 2014. Mine is the $20,000 one, asks the same questions, makes the same claims, and goes back to PO Box 3015 in Indianapolis, IN. Like so many others, am very glad checked it out first.

    ReplyDelete
  78. Anonymous4:51 PM

    Received one today 5/23/14 from the national response center saying the same thing. Goes back to Hamilton, GA. Goggled it and the national response center is a government agency where you report spills......guess they are trying different ways to hook someone. Glad i google and found this site!

    ReplyDelete
  79. Anonymous11:36 PM

    Got one from Dallas, Tx. today 5/23/14, I responded with nasty letter since there was no phone number, no company name, etc...THEN I searched and found this blog! I am wising up!!! I referenced this blog for their enjoyment!

    ReplyDelete
  80. Anonymous9:47 PM

    Hamilton, Ga 31811 Thanks guys!

    ReplyDelete
  81. Anonymous2:01 AM

    Heads up in Alabama!!!! I've been receiving the same scam in the mail over and over and over. No way should you ever give personal information on this one!!!
    They try to make it look official and tell you you may qualify for a state-regulated program benefit that will pay 100% funeral expenses up to $35,000. The heading is: 2014 BENEFIT INFORMATION FOR ALABAMA CITIZENS ONLY -- It asks for signature, date of birth, home address, spouse's name, date of birth, phone number, county _____________
    The return address is National Response Center, P.O. Box 709, Hamilton, Georgia 31811-9901...
    Please do not fall for this scam and give these solicitors your private information and worse yet your phone number. It is nothing but a scam!!!

    ReplyDelete
  82. Anonymous11:39 AM

    Mailed from National Response Center, PO Box 709, Hamilton, GA that went to me in Savannah, GA, so searched found this website and avoided this scan which offers to pay up to $35,000 in funeral expenses. Who would pay that much for a funeral anyway?!

    ReplyDelete
  83. Anonymous2:12 PM

    Northwest Arkansas is on their list - Targeted my MOM, that died in 2008 - AXXholes - Indiana Return Address, BTW

    ReplyDelete
  84. Anonymous1:11 PM

    I should've researched this further, didn't realize it was a scam. I sent the postcard back and a guy representing Forester Insurance Co. came over to my residence and went over their plan and they are supposed to send me information in a couple of weeks. So is Forester Insurance part of this scam? The return address on the postcard:
    Residents of Hawaii
    Benefit Processing Center
    P.O. Box 19189
    Honolulu, Hawaii 96817-9962

    ReplyDelete
  85. Anonymous11:40 AM

    Received a card in an envelope on 7/24/14. Card read"Government Benefit Supplement Policy," returnable to National Response Center, P.O. Box 709, Hamilton GA 31811-9901. Checked online for scam, which it is. It "offers" up to $35,000 for funeral expenses. Will pursue reporting abuses to offices recommended here by others.

    ReplyDelete
  86. Anonymous2:55 PM

    Received this mailing in the mail today, July 25th, 2014. The return mailing address is in Greensboro, North Carolina. I live in Spokane, Washington. I am assuming that everyone of the reply cards go to a p.o. box. No info regarding the company, just how my family could have money for final expenses and a free Walmart card. Clearly these guys are setting up p.o. boxes all over the country. All I can say is beware of these scum bags.

    ReplyDelete
  87. Anonymous9:41 AM

    Received similar card in envelope -- I live in Minnesota. Mailed from LaGrange, GA, with Permit No. 46. Card which recipient is supposed to fill out and mail to National Response Center, PO Box 709, Hamilton, GA 31811-9901. Promises to send info on registering for the "new" funeral expense benefits which they claim will cover up to $35,000.
    I happen to know from mom's passing that Social Security only paid a $250 death benefit towards funeral expenses.
    Anyway, it is interesting that similar scams are operating in at least three states now.

    ReplyDelete
  88. Anonymous10:48 AM

    We live in Milford, Connecticut, and my 84 yr old mother got the exact same postcard promising benefits such as transportation for free, dental+vision benefits, and other"health support services", as the card says.I thought it was a scam.These scumbags should be locked up.

    ReplyDelete
  89. Anonymous10:45 AM

    I to just received this mailing that I am glad I read your comments. I thought this might not be real. Thanks for the comments.

    ReplyDelete
  90. Anonymous10:34 AM

    Well its all good, but we need to REPORT them and get results!!!

    ReplyDelete
  91. Anonymous9:24 PM

    National Response Center Hamilton, Ga. Same scam being mailed to Ohio residents.

    ReplyDelete
  92. Anonymous2:46 PM

    My elderly father just called me from NY asking me about this....his came from Indianapolis.. told him it probably was a scam but I would look it up..... called him back and told him throw it out.... fortunately he will call me about these things, unlike some elderly people who will not ask about these type of things...

    ReplyDelete
  93. Still at it 2014, September, it a SCAM

    ReplyDelete
  94. Anonymous7:35 PM

    Just had one of them to aggressively try to get information from my husband until I stepped in and told her no. This woman has been calling and calling when we return the call it said no such number in service. SCAMSSCAMS BE ON ALERT Y'ALL IT'S the Holiday season.

    ReplyDelete
  95. Anonymous7:41 PM

    P.s. to above anonymous. The woman decided to come to our home at 6:15pm evening. Very aggressive and demanding. I ended that real quick. I am reporting this to BBB.

    ReplyDelete
  96. Anonymous2:31 PM

    Sept 29, 2014, I just got one in the mail. I live outside of Orlando Fla. This mailer will go directly into the recycle bin. Thanx to all and thanx to Mr. Browne. This looked like a scam the moment I opened it. At the top it reads "Senior Final Expense Benefits for Florida Residents". I guess they are still in business. The return address is National Reply Center PO Box 3012 Indianapolis In. 46209-9301

    ReplyDelete
  97. Anonymous12:05 PM

    Just rcvd one today: National Reply Center, PO Box 46715, Greensboro, NC 27499-3876

    ReplyDelete
  98. Anonymous2:37 PM

    SEPT 2014.....JUST RECEIVED ONE BUT THE RETURN ADDRESS IS VERO BEACH, FL - GOOD TO KNOW IT IS A SCAM - I AM GOING TO SEND IT BACK SO THEY HAVE TO PAY THE POSTAGE, BUT WITH MY INFO MARKED OUT. AND THE BAR CODE MARKED OUT ALSO JUST IN CASE!!

    ReplyDelete
  99. Anonymous5:26 PM

    Honolulu Hawaii, this P.O. Box 19189 with 96817 zip code is for Mel's Lock & Key.

    ReplyDelete
  100. Anonymous1:10 PM

    NOW IN KANSAS!!!!
    PO box 34730
    North Kansas City, MO 64116-1130

    ReplyDelete
  101. Anonymous11:44 PM

    Well it seems like this suckers are sending their crap everywhere in the nation,I just received one in the mail that reads "goverment benefit suplement policy". Thousands of senior nationwide are applying for the **New Funeral Expense Benefit** which will pay up to $35,000 for this expenses. The return address for this POS is :P O Box 709 Hamilton Ga.31811-9901. Bloody bastards!!! Lets call the proper people to get them out of town!!!.
    orange county, ca.92692.

    ReplyDelete
  102. Anonymous1:37 PM

    The best thing we all can do for this company is:

    1) Use a permanent marker and blot out your name and address on the return form;
    2) Ttake a brick or two, wrap them in bubble wrap;
    3) put them in a box, seal it up;
    4) affix the postage paid portion form to the box and mail it off to them -

    If we could get 100 people or so to do this, maybe they would get the message - and feel a significant dent in their monthly postage expenses!

    ReplyDelete